Mortgages
For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake. Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on 01732 744290 and ask for an appointment with one of our advisers.
Your home may be repossessed if you do not keep up repayments on your mortgage
We offer different options in terms of charging for advising on and arranging mortgages. We can either charge an hourly rate and refund any commission we receive from the lender (£150 per hour, where a typical case of 8 hours would cost £1200) or charge no fee (typically £250) and be paid commission by the lender. For very small mortgages, or complicated cases, we may need to charge a fee as well as receiving commission from the lender.
In all cases, we would confirm our fee to you up front, and ensure you were happy before proceeding.
For further information, please telephone 01732 744290.