Mortgages
For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake. Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on 01732 744290 and ask for an appointment with one of our advisers.
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Capital & Interest
Interest Only
Flexible
Lifetime Mortgages
Home Reversion Plan
What we charge
Mortgage Calculator
Your home may be repossessed if you do not keep up repayments on your mortgage
We offer different charging options for advice on arranging mortgages. We can either charge an hourly rate and refund any commission we receive from the lender or charge a flat fee and be paid commission by the lender. Our usual fee for advising on, and arranging a typical mortgage is £500. In addition, we may also receive a fee from the lender. For more complicated mortgages, the fee may be greater, for example £750 for buy to let.
In all cases, we would confirm our fee to you up front, and ensure you were happy before proceeding.
For further information, please telephone 01732 744290.